:root{--navy:#182649;--blue:#2563eb;--gold:#c9a24b;--ink:#263550;--muted:#606b7e;--line:#e1e6ed;--paper:#f5f7fa;--white:#fff;--green:#246b53;--radius:14px;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--ink);font-synthesis:none}*{box-sizing:border-box}body{margin:0;background:var(--paper);font-size:15px;line-height:1.55}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:var(--blue)}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:4px}button:disabled{opacity:.55;cursor:wait}h1,h2,h3,p{margin-top:0}h1,h2,h3{color:var(--navy);line-height:1.18;letter-spacing:-.035em}h1{font-size:clamp(31px,3.2vw,49px);font-weight:750;margin-bottom:20px}h1 em{font-style:normal;color:#9c7629}h2{font-size:27px;margin-bottom:14px}h3{font-size:17px}p{margin-bottom:15px}small,.small{font-size:12px;line-height:1.55;color:var(--muted)}.header{height:99px;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:18px max(28px,calc((100vw - 1216px)/2))}.header img{width:196px;height:auto;display:block}.header-right{display:flex;align-items:center;gap:28px}.edition{font-size:11px;font-weight:650;letter-spacing:.15em;color:var(--muted)}main{max-width:1216px;margin:auto;padding:0 28px}.hero{display:grid;grid-template-columns:1fr 260px;gap:50px;align-items:end;padding:52px 0 38px}.eyebrow{font-size:10px;letter-spacing:.19em;font-weight:750;color:#8b6b2a;margin-bottom:14px}.intro{font-size:17px;max-width:670px;color:var(--muted);line-height:1.65;margin-bottom:0}.hero-note{border-left:1px solid #cbd2df;padding-left:25px;margin-bottom:6px}.note-number{font-size:13px;color:#8b6b2a;letter-spacing:.15em;display:block;margin-bottom:20px}.hero-note p{font-size:14px}.workspace{display:grid;grid-template-columns:minmax(0,1fr) 305px;gap:25px;align-items:start;scroll-margin-top:20px}.main-column{min-width:0}.steps{display:flex;gap:0;border:1px solid var(--line);background:white;border-radius:12px;overflow:hidden;margin-bottom:20px}.steps button{display:flex;align-items:center;gap:8px;flex:1;border:0;background:white;color:var(--muted);padding:17px 12px;white-space:nowrap;font-size:12px;font-weight:650}.steps button span{font-size:10px;color:#8992a1}.steps button[aria-current=step]{background:var(--navy);color:#fff}.steps button[aria-current=step] span{color:#e6ca8b}.panel{padding:29px;background:white;border:1px solid var(--line);border-radius:var(--radius);margin-bottom:20px}.section-top{display:flex;justify-content:space-between;gap:12px}.step-count{font-size:9px;letter-spacing:.12em;color:var(--muted)}.lead{font-size:14px;color:var(--muted);line-height:1.65;margin-bottom:26px;max-width:600px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:19px 20px}.field{display:flex;flex-direction:column;gap:7px;font-size:13px;font-weight:600;min-width:0}.field.full{grid-column:1/-1}.unit,.optional{font-size:11px;font-weight:400;color:var(--muted)}.field .unit{margin-top:-5px}.field input,.field select{border:1px solid #d4dce6;border-radius:7px;background:white;color:var(--navy);width:100%;min-height:46px;padding:11px 12px;font-size:14px;outline:none}.field input:focus,.field select:focus{border-color:var(--blue);box-shadow:0 0 0 3px #2563eb13}.field small{font-weight:400}.field input::placeholder{color:#8c94a3}.note{padding:14px 17px;background:#f6f8fc;border-left:3px solid #b7c7e8;border-radius:0 7px 7px 0;font-size:13px;line-height:1.6;margin-top:23px;margin-bottom:18px}.note.warm{background:#faf6ea;border-left-color:var(--gold)}.note p:last-child{margin-bottom:0}.note a{font-weight:600}.panel-nav{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-top:29px;padding-top:22px;border-top:1px solid var(--line)}.primary,.outline{border:1px solid var(--navy);border-radius:7px;padding:13px 19px;font-size:13px;font-weight:650;line-height:1.3;display:inline-flex;align-items:center;justify-content:center;gap:16px;text-decoration:none}.primary{background:var(--navy);color:white}.primary:hover{background:#2b3f78}.outline{background:white;color:var(--navy)}.quiet{border:0;background:transparent;color:var(--muted);font-size:12px;padding:7px 0;text-decoration:none}.quiet:hover{color:var(--blue)}.summary{position:sticky;top:22px;background:var(--navy);color:white;padding:25px;border-radius:var(--radius);margin-top:0}.summary .eyebrow{color:#dec489;margin:0;font-size:9px}.summary-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:27px}.live-dot{width:6px;height:6px;border-radius:50%;background:#dec489}.summary h2{font-size:23px;color:white;margin-bottom:10px;line-height:1.3;overflow-wrap:anywhere}.summary-volume{font-size:12px;color:#bac6dd;margin-bottom:24px}.summary-value{border-top:1px solid #ffffff22;padding:16px 0;display:flex;justify-content:space-between;align-items:center;gap:8px}.summary-value span{color:#c6cfe1;font-size:11px;max-width:120px}.summary-value strong{font-size:23px;white-space:nowrap;letter-spacing:-.04em}.summary-value .pending{font-size:15px;color:#e5ca91}.mini-chart{margin-top:12px}.bar{display:flex;height:7px;background:#ffffff26;border-radius:5px;overflow:hidden}.bar span{background:#c9a24b}.chart-legend{font-size:10px;color:#c6cfe1;margin-top:9px;line-height:1.6}.summary-foot{font-size:11px;color:#b8c5dd;line-height:1.7;margin:22px 0}.save-local{border-top:1px solid #ffffff22;padding-top:18px}.save-local .small{color:#b8c5dd;font-size:10px;margin:8px 0}.check{display:flex;align-items:flex-start;gap:9px;font-size:12px;line-height:1.6;font-weight:500;margin:16px 0}.check input{margin-top:4px;accent-color:var(--blue);width:16px;height:16px;flex-shrink:0}.light{color:#d1d9e9}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:20px 0 22px}.choice{padding:20px;text-align:left;background:#fff;border:1px solid var(--line);border-radius:10px;display:flex;flex-direction:column;gap:8px;color:var(--navy)}.choice strong{font-size:15px}.choice>span:last-child{font-size:12px;color:var(--muted);line-height:1.6}.choice-icon{color:#9c7629;font-size:12px;font-weight:700}.choice[aria-pressed=true]{border:2px solid var(--navy);background:#f7f9fd;padding:19px}.choice[aria-pressed=true] .choice-icon{background:var(--navy);color:white;width:27px;padding:3px;text-align:center;border-radius:4px}#price-fixed{margin-bottom:20px}#price-funded{margin-bottom:20px}.metric-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:20px 0}.metric{border:1px solid var(--line);border-radius:9px;padding:18px}.metric.highlight{background:#f8f2e3;border-color:#e9dbb8}.metric span{font-size:11px;color:var(--muted);display:block}.metric strong{font-size:29px;line-height:1.4;color:var(--navy);letter-spacing:-.04em}.metric .pending{font-size:21px}.metric small{display:block;font-size:11px;margin-top:4px}.result-strip{display:flex;align-items:baseline;gap:13px;border-top:1px solid var(--line);padding:15px 0}.result-strip strong{font-size:25px;white-space:nowrap}.result-strip span{font-size:13px;color:var(--muted)}.badge{display:inline-block;font-size:10px;font-weight:650;letter-spacing:.03em;background:#e8f0ff;color:#2b3f78;border-radius:5px;padding:5px 9px}.badge.partial{background:#f6efdc;color:#775922}.refine h2{font-size:23px}.refine .lead{margin-bottom:8px}details{border-top:1px solid var(--line)}summary{cursor:pointer;font-size:14px;font-weight:650;padding:20px 0;color:var(--navy)}.details-body{padding:0 0 22px}.details-body>p{font-size:13px;color:var(--muted)}.cost-head{padding-top:24px;margin-top:25px;border-top:1px solid var(--line)}.cost-head h3{margin-bottom:10px}.scroll-table{max-width:100%;overflow:auto;margin-top:18px}table{width:100%;border-collapse:collapse;font-size:12px}th{text-align:left;background:#f0f3f8;color:var(--navy);font-size:10px;font-weight:650;padding:12px 10px}td{padding:12px 10px;border-bottom:1px solid var(--line);vertical-align:top}th:not(:first-child),td:not(:first-child){text-align:right}tr.current{background:#f9f5e9}.action-row{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.utility-row{display:flex;gap:22px;margin-top:19px}.next-action p,.next-action li{font-size:13px;line-height:1.7}.next-action ol{padding-left:20px}.bottom-note{display:flex;gap:25px;padding:36px 0;align-items:baseline;color:var(--muted)}.bottom-note span{font-size:10px;letter-spacing:.14em;white-space:nowrap;font-weight:650}.bottom-note p{font-size:11px;max-width:700px;margin:0}footer{max-width:1160px;margin:0 auto;display:flex;justify-content:space-between;gap:15px;border-top:1px solid var(--line);padding:19px 0 30px;font-size:10px;color:var(--muted)}footer a{color:var(--muted)}dialog{width:min(850px,calc(100vw - 30px));max-height:85vh;border:1px solid var(--line);padding:30px;border-radius:14px;color:var(--ink)}dialog::backdrop{background:#18264988}.dialog-head{display:flex;justify-content:space-between;gap:15px}.dialog-head button{align-self:start}.source-card{padding:17px 0;border-bottom:1px solid var(--line);font-size:12px}.source-card h3{font-size:15px;margin-bottom:8px}.source-card p{margin-bottom:8px}.source-card small{font-size:11px}.toast{position:fixed;bottom:22px;left:50%;transform:translateX(-50%);background:var(--navy);color:white;border-radius:8px;padding:14px 22px;max-width:90vw;box-shadow:0 8px 30px #0002;font-size:13px;z-index:100;display:none}.toast.show{display:block}.skip{position:absolute;top:-100px;left:20px;padding:10px;background:white;z-index:200}.skip:focus{top:10px}[hidden]{display:none!important}.error{color:#a23328}.fund-meta{font-size:12px;line-height:1.7}.fund-meta ul{padding-left:18px}.source-link{font-size:12px}.finance-warning{color:#775922}.cash-bars{display:flex;gap:5px;height:120px;align-items:flex-end;margin:20px 0}.cash-bar{flex:1;background:#bac7e0;min-height:4px;border-radius:3px 3px 0 0;position:relative}.cash-bar.negative{background:#d5b76f}.cash-bar span{position:absolute;bottom:-22px;width:100%;text-align:center;font-size:9px;color:var(--muted)}
@media(min-width:1280px){.panel{padding:32px}.steps button{padding:18px 14px}.summary{padding:27px}}@media(max-width:1000px){.workspace{grid-template-columns:minmax(0,1fr) 270px;gap:18px}.hero{gap:25px;grid-template-columns:1fr 220px}.steps button{flex-direction:column;gap:4px;font-size:11px;padding:12px 6px}.panel{padding:24px}.summary{padding:22px}.header-right .edition{display:none}}@media(max-width:760px){.header{height:79px;padding:15px 20px}.header img{width:165px}.header-right{gap:0}.header .quiet{font-size:11px}main{padding:0 18px}.hero{display:block;padding:31px 0 25px}.hero-note{display:none}h1{font-size:32px}h2{font-size:24px}.intro{font-size:15px}.workspace{display:flex;flex-direction:column;gap:0}.main-column,.summary{width:100%}.summary{position:static;margin-top:6px}.summary-value strong{font-size:26px}.summary-value span{max-width:none}.summary-top{margin-bottom:18px}.steps{position:sticky;top:0;z-index:10;box-shadow:0 3px 10px #18264908}.steps button{font-size:10px}.panel{padding:22px 19px}.form-grid{gap:18px 14px}.field{font-size:12px}.field input,.field select{font-size:16px;min-height:48px}.choice{padding:15px}.choice[aria-pressed=true]{padding:14px}.choice strong{font-size:14px}.choice>span:last-child{font-size:11px}.metric strong{font-size:24px}.metric{padding:14px}.panel-nav .primary{padding:13px 12px;font-size:12px}.section-top .eyebrow{font-size:9px}.step-count{font-size:8px}.bottom-note{display:block;padding:27px 0}.bottom-note span{display:block;margin-bottom:10px}footer{margin:0 18px;flex-wrap:wrap;gap:8px}.action-row>*{width:100%}.utility-row{flex-wrap:wrap;gap:8px 20px}.result-strip{align-items:flex-start}.result-strip strong{font-size:22px}.summary-foot{font-size:12px}.summary-value span{font-size:12px}dialog{padding:22px}.dialog-head h2{font-size:22px}}
@media(max-width:390px){.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.choice-grid{grid-template-columns:1fr}.choice{display:grid;grid-template-columns:25px 1fr;gap:5px 12px}.choice>span:last-child{grid-column:2}.metric-grid{grid-template-columns:1fr}h1{font-size:29px}}
@media(prefers-reduced-motion:no-preference){button,a{transition:background-color .15s,border-color .15s}.step-panel{animation:arrive .2s ease-out}@keyframes arrive{from{opacity:.65;transform:translateY(5px)}to{opacity:1;transform:translateY(0)}}}

/* Parcours clients : les réponses déterminent le financeur, affiché en lecture seule. */
.client-questions{margin-top:20px}.funding-route{margin:22px 0;padding:19px 21px;border:1px solid #d4dfef;border-radius:9px;background:#f3f7fd}.funding-route>span{display:block;font-size:11px;color:var(--muted);margin-bottom:4px}.funding-route>strong{display:block;font-size:24px;color:var(--navy)}.funding-route p{font-size:13px;margin:5px 0 10px}.funding-route small{display:block;font-size:11px}.known-funding{margin-top:24px}.selected-rate{font-weight:650;color:var(--navy);margin-top:9px}.fund-meta details{margin-top:12px;border-top:1px solid var(--line)}.fund-meta summary{font-size:12px;padding:12px 24px 12px 0}.fund-meta .details-body{padding-bottom:0}.refine{padding:0}.refine>summary{display:flex;justify-content:flex-start;align-items:center;gap:12px;position:relative;list-style:none;padding:25px 57px 25px 29px;font-size:21px;font-weight:700;color:var(--navy)}.refine>summary::-webkit-details-marker{display:none}.refine>summary::after{content:'+';position:absolute;right:27px;font-size:25px;font-weight:400}.refine[open]>summary::after{content:'−'}.refine-content{padding:0 29px 26px}.refine-content>.lead{margin-bottom:20px}.refine>summary .optional{font-size:11px;font-weight:400}.refine[open]>summary{padding-bottom:15px}.refine-content details:last-child{border-bottom:0}
@media(max-width:700px){.refine>summary{padding:22px 45px 22px 19px;font-size:19px;flex-wrap:wrap;gap:5px 12px}.refine>summary::after{right:19px}.refine-content{padding:0 19px 20px}.funding-route{padding:16px}.funding-route>strong{font-size:22px}}

/* Une donnée manquante garde un parcours clair vers le calcul. */
.calculation-help strong{font-size:16px;color:var(--navy)}.calculation-help p{margin-top:10px}.calculation-help .action-row{margin:17px 0}.calculation-help .small{margin-bottom:0}#price-funded:has(.calculation-help){padding:0;background:none;border:0}#price-funded .calculation-help{margin-top:0}#summary-help{font-size:12px;color:#d2dbee}#summary-help .outline{width:100%;margin-bottom:8px}#summary-help p{margin:12px 0}.summary-value .pending{white-space:normal;max-width:130px;text-align:right;line-height:1.4;letter-spacing:0}.metric .pending{font-size:19px;line-height:1.5}

/* L'aide accompagne l'outil sans interrompre la saisie. */
.quick-help{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 22px;margin-bottom:24px;background:#fff;border:1px solid var(--line);border-left:3px solid var(--gold);border-radius:9px}.quick-help strong{font-size:15px;color:var(--navy)}.quick-help p{font-size:12px;color:var(--muted);margin:5px 0 0}.quick-help .outline{flex-shrink:0;font-size:12px;padding:11px 14px}
@media(max-width:760px){.quick-help{display:block;padding:17px 18px;margin-bottom:20px}.quick-help .outline{margin-top:14px;width:100%;text-align:center;white-space:normal}}